The management of the assets in the contract (external funds, internal funds dedicated and collective internal funds) is delegated to a bank or an authorized asset manager in Luxembourg;
The subscriber determines its investment profile and investment strategy to implement. The subscriber has the possibility to modify them during the life of the contract;
The assets are managed on a discretionary basis. The contract, depending on the amount invested, may be invested in a wide range of financial assets (money market, interest-bearing deposits, bonds, listed equities, investment funds, hedge funds, traded options, private equity).Additionally, the manager is required to comply with the investment rules set by the Commissariat aux Assurances (the regulator) (Circular Letter 08/1). The application of these rules is regularly checked by the insurance company.